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Living in America can be costly, especially when we have a family to support. The rising costs of fuel, childcare, energy and electricity costs and food prices make just getting by the primary focus for most of us. Home ownership is not like the dreamy scenario of the 1950s, when owning your own home was a status symbol that every man and woman sought to achieve.
In the new millennium, people are actually choosing not to own their own home and to lease instead. Apartment rentals are common, and not just because the people who live in them could not afford buy a home if they wanted to. Many couples and families see the value in not having to owe a financial institution for the next thirty years, and in not having to worry about property values, market fluctuations, balloon payments and interest rates. They simplify their lives by leaving all of the intricacies and responsibilities of ownership to someone else. And they prefer it that way.
There are many benefits to apartment rentals that are lacking in home ownership. Not having to pay for or deal with lawn maintenance and care is a great benefit for people who have neither the time nor the interest in mowing, pruning, weeding and raking, or aging individuals or those with physical limitations that make getting out in the yard for mowing a difficult task. If you think that living in an apartment prohibits one from gardening, though, think again, as many cities have community garden plots available at very affordable rates. Aspiring vegetable and herb gardeners can certainly till and plant away on their own lot, growing fresh, local produce to feed themselves and their families, no matter what their living situation entails.
Another benefit that apartment rentals boast is the care and maintenance of the property itself. Tenants need not worry about painting the exterior trim every three to five years, replacing a broken garbage disposal, fixing busted air conditioner compressors or adjusting leaky plumbing pipes. That, alone, is worth more than gold for many people. Home ownership requires that all of this expense come out of the owners pocket. Not so for those who live in apartment rentals. When something breaks, they call the manager. That is the extent of their involvement with the problem, aside from being there when the maintenance guy shows up to fix it.
Living in a situation such as this, signing a lease every year, allows for a great deal of flexibility in where one chooses to live, as well. If you want to move to another community or to another state entirely, you have the option to do so without having to sell your property. Just pick up and go. Most people do enjoy stability and will stay in a given neighborhood or area for many years. Even so, the opportunity to remake oneself is higher in apartment rentals. Sometimes a change of scenery is just what the doctor ordered. Life demands variety, and adventurous people seek to obtain it. Different communities offer different amenities, such as billiard rooms, pools, hot tubs and even bowling lanes. they also offer different personalities, and give their tenants different perspectives from which to view their lives. The affordability factor is high, as apartment rentals are often very reasonable priced, even for families of three or four.
It just makes sense for families and individuals who do not want to be locked into mortgage payments for the next third of their lifetime. If they are not interested in making money from the sale of their home, and have no desire to put down roots that will last until the end of their days, then apartment rentals are a convenient and affordable means of finding a great place to live with great amenities at an affordable price.
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